Rip Torn's Home Defense -- Don't Bank On It

Rip Torn was right, his house does look like the bank he broke into -- if it's dark ... and you're also colorblind ... and you're wasted ... and can't read giant signs.

Well um -- you decide!

A photo of Rip's home (left) and the yellow bank he was arrested in over the weekend (right). Rip claims he entered the bank -- with a loaded weapon -- because he thought it was his own pad.

We're told the two locations are 4 miles apart. At least they both have white trim.

Keeping in mind he blew a .203 on his Breathalyzer test, we have one question